For businesses
Pay your suppliers today. Bill your customer tomorrow.
Whether you're running a services business, wholesaling stock, or managing a multi-stage project, the cashflow gap between paying suppliers and getting paid is the same problem. We close it.
Primary product
Trade Finance
Get supplier invoices paid in 24 hours. Settle in 30, 60, or 90 days.
See full product detailUpload a supplier invoice. We pay the supplier within 24 hours and direct-debit you once your customer pays. Your supplier sees full payment on time, every time. Your customers get what they ordered. You stop carrying the gap.
- Same-day supplier pay-out, every time
- Choose your repayment term per invoice
- PayTo authorisation in your banking app — no paperwork
- Settle early to save on fees
Why monetiq for this work
Built for businesses that pay suppliers for stock, materials, or contracted work.
No invoice OCR theatre.
Most invoice-finance products promise OCR and deliver a customer-service ticket. We extract, validate against the ABR and the supplier's actual bank account, and confirm before any money moves.
PayTo, where it's supported.
Modern repayment authorisation in your banking app. No mandates to sign, no DD authority to fax. Reverts to direct debit cleanly when your bank doesn't support PayTo yet.
One profile, every product.
Your application unlocks Trade Finance immediately. Add Supplier Credit when you're ready to extend terms to your own customers — same KYC, same bank account, same dashboard.
Stop fronting your suppliers.
Two-minute application. Decision in 24 hours. Pay your next supplier invoice through us same day.